- 604-416-2505
- ltwealth@raymondjames.ca
- Vancouver & Kelowna
Our results stem from concentrating on the core principles that characterize LT Wealth Management Partners’ approach to investment management, including:
Early planning for retirement is crucial because it usually takes many years to accumulate the necessary funds to live comfortably when you no longer enjoy the advantages of a salary or income from your business. Our team can help you formulate a retirement plan, and optimize and use various financial instruments available to help achieve your goals.
Insurance is a vital element of a complete financial plan. Various kinds of insurance will help protect you and your loved ones in different ways against the cost of accidents, illness, disability, and death. Proper insurance planning can create cash flow during your lifetime, protecting you from life’s unforeseen yet omnipresent challenges and obstacles. Some of our Insurance strategies include:
We offer specialized wealth management solutions designed to meet the ever changing demands
of your legal career. We’ll optimize your finances, so you can focus on your career.
We have helped many B.C.-based lawyers implement financial strategies with the goal of helping them reduce stress, save time, and make more money. We know discussing finances is a personal subject, which is why we want to assure you that your information and anything you share during our conversation will be completely confidential. If you’ve been thinking about your finances lately, we would love to sit down for and have a candid discussion.
You are no longer a salaried employee, now you receive monthly draws and adjustments representing your contribution to your firm. This change comes with additional responsibilities, financial planning opportunities and tax considerations.
Our goal is to take this off your plate so you can focus on your elevated role as partner.
Surplus income is greater than before and mortgage debt is at a more manageable level.
Comparing the cost of servicing this debt against potential investment returns and available tax refunds is key. Your job is to think about what level of income is desired in retirement. Our job is to implement proactive strategies with those goals in mind.
After decades of hard work and success, time comes to ask the question, have I saved enough?
Consistent income, estate planning and philanthropy become primary concerns. We look after all financial aspects of your retirement transition and introduce the right experts when needed.
Building a brand online can be thrilling, but managing the financial side of influencer life is complex. Whether you're just starting out or scaling a successful platform, our team acts as your Personal CFO, helping you organize and oversee every aspect of your financial world, from banking and tax planning to investments and retirement.
We focus on the full picture, including behavioural finance strategies to protect new income, create sustainable habits, and guard against lifestyle inflation. With the right planning, your financial success can outlast the algorithm.
At the start of your journey, every post, partnership, and follower counts. We help you build a solid financial foundation while you grow your brand, focusing on budgeting, expense tracking, and cash flow management. Our goal is to keep your finances organized and scalable so you can focus on your craft without falling behind on the basics.
Once your audience is established and income is more predictable, it’s time to get strategic. We work with you to build savings, manage taxes, protect against risk, and prepare for long-term success. From investment planning to business structuring, we’ll help you turn short-term wins into lasting wealth.
Whether you’re stepping back from full-time content creation or shifting into a quieter phase, we help transition your wealth into sustainable retirement income. Our approach supports continued growth and lifestyle flexibility, so you can maintain your independence and make the most of everything you’ve built.
You are no longer a salaried employee, now you receive monthly draws and adjustments representing your contribution to your firm. This change comes with additional responsibilities, financial planning opportunities and tax considerations.
Our goal is to take this off your plate so you can focus on your elevated role as partner.
Surplus income is greater than before and mortgage debt is at a more manageable level.
Comparing the cost of servicing this debt against potential investment returns and available tax refunds is key. Your job is to think about what level of income is desired in retirement. Our job is to implement proactive strategies with those goals in mind.
After decades of hard work and success, time comes to ask the question, have I saved enough?
Consistent income, estate planning and philanthropy become primary concerns. We look after all financial aspects of your retirement transition and introduce the right experts when needed.
At the start of your journey, every post, partnership, and follower counts. We help you build a solid financial foundation while you grow your brand, focusing on budgeting, expense tracking, and cash flow management. Our goal is to keep your finances organized and scalable so you can focus on your craft without falling behind on the basics.
Once your audience is established and income is more predictable, it’s time to get strategic. We work with you to build savings, manage taxes, protect against risk, and prepare for long-term success. From investment planning to business structuring, we’ll help you turn short-term wins into lasting wealth.
Whether you’re stepping back from full-time content creation or shifting into a quieter phase, we help transition your wealth into sustainable retirement income. Our approach supports continued growth and lifestyle flexibility, so you can maintain your independence and make the most of everything you’ve built.
A no-charge, informal meeting that gives us a chance to get to know each other over a secure video call. The goal is for you to get comfortable with our team and lay the foundation for future conversations.
Over subsequent calls, we discuss details and outline actionable steps to create the financial structure for your future. We review specific financial planning strategies, ensuring you are fully aware of your options. Our goal is to help you make the most informed decision for your financial future.
A mutual decision is made to work together or not. At this meeting we ensure all details are clarified and any questions are answered.
Over phone and email, our team ensures the proper documentation is addressed with identification and signatures. Once the administrative process of opening and transferring accounts is complete, we begin to implement the previously agreed upon solutions and strategies.
Changes to financial markets and changes in your life can often dictate updates to your plan. Regularly reviewing and evolving your plan ensures you have the best chance of success in the future.
Step 1: Introductory Meeting
This is an informal meeting that gives us a chance to get to know each other. It often happens in a coffee shop, but can also happen in your office or ours. The goal is for you to get comfortable with our team and lay the foundation for future conversations.
Step 2: Subsequent Meetings
This is where we discuss details and outline actionable steps to create the financial structure for your future. We review specific financial planning solutions and strategies, ensuring you are fully aware of your options. Helping you make the most informed decision for your financial future is our goal.
Step 3: Formalize Relationship
This is when a mutual decision is made to work together or not. At this meeting we ensure all details are clarified and any questions are answered.
Step 4: Implement Game-Plan
Either in person or via email, we ensure the proper documentation is addressed with identification and signatures. Once the administrative process of opening and transferring accounts is complete, we begin to implement the previously agreed upon solutions and strategies.
Step 5: Regular Progress Meetings
Changes to financial markets and changes in your life can often dictate updates to your plan. Regularly reviewing and evolving your plan ensures you have the best chance of success for the future.
Although there is a lot of work going on in the background, we make every effort to make this transition seamless and as convenient as possible for you.
Clients who are open and want financial guidance will benefit the most from the services we provide. We are best able to advise clients who consolidate their portfolio with one advisor and have a long-term time horizon of at least 5 years.
We advise against focusing on short-term performance fluctuation. Our preferred client will appreciate the importance of focusing on the “forest” and not the “trees”.
Clients also need to understand that in order to maximize their wealth, many different financial services and products (including life insurance and alternative investments need to be considered).
This is the most important question we receive. The financial services industry is one of the most strictly regulated industries in Canada. We rigorously follow and often exceed industry standards. Your money is always invested “in trust” which means you and only you own it. We merely provide recommendations, help implement the strategy and then administer your account. Only you or those you legally designate can deposit or take money from your investment account, regardless of your holdings.
Your investment holdings are carefully matched to your own profile. Your account is then carefully monitored and reviewed with you on a regular basis. You can access your statement online anytime and will receive regular statements in the mail from Raymond James Ltd.
How often would you like to hear from us? We will meet according to your preference and comfort level. There is no pre-established service formula you have to fit into. Some clients are quite active or have issues that require more contact. We may speak to them every other week, for example. Others prefer less frequent contact, meeting only once or twice a year to review their finances.
We will be in regular contact with you by phone and/or email and we send out quarterly newsletters via your preferred method of contact. Depending on what is going on in your life, or your business, or the capital markets at any given time, the amount of contact will vary over the span of our investment relationship. By keeping the lines of communication open, we can adjust the level of communication together
We charge a fee for the wealth management services we provide. Our fees are based on a percentage of the investments you have entrusted us to oversee. This places us in alignment with you and your interests to protect and grow your investments.
Your money will beinvested according to your timeline, return expectations, risk tolerance.
We provide the most value to individuals who have high incomes, complex financial needs and/or significant liquid net worth that merit integrated wealth management. Our services are designed for households with a minimum of $1,000,000 of investable assets; however, we are open to working with select clients that are determined to achieve this milestone.
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