Your House Is Not an ATM
When a HELOC Makes Sense and When It Doesn’t Over the past several years, Canadians have accumulated significant home equity, particularly those who entered the housing market before the dramatic rise in property values across the country. Alongside that growth has come increased access to home equity lines of credit, better known as HELOCs. For […]
Gen Z and millennials invest differently – here’s what they’re saying [Article by Financial Pipeline]
Article by Renée Sylvestre-Williams, featuring LT Wealth’s Terry Wright: To read the original article, click here. Gen Z and millennial investors are taking their own approach to building wealth. From ETFs to ESG to digital platforms, understanding the needs of these younger generations can help advisors better serve their clients. From gold to cryptocurrencies, real […]
The Tax Refund Trap: Why Your “Big Bonus” Might Be A Bad Move [Article by VITA Daily]
Article by VITA Daily, featuring LT Wealth’s Terry Wright: To read the original article, click here. There’s a moment many Canadians look forward to every spring: logging into their tax return and seeing a big refund waiting. But while that “bonus” feels like a win, it might actually be a signal that you’ve been giving […]
RRSP or TFSA? Make Tax-Smart Decisions
With tax season underway and the March 2 RRSP contribution deadline approaching, many Canadians find themselves asking the same question: should I contribute to my RRSP, my TFSA, or both? While both accounts play an important role in long-term financial planning, they function very differently at tax time. Understanding those differences, and avoiding common last-minute […]
How to Teach Your Kids About Money [Article in Collaboration Fraiche Living]
Article by Tori Wesszer and LT Wealth’s Terry Wright, for Fraiche Living: To read the original article, click here. Most of us want our kids to grow up confident with money, but knowing where to begin can feel overwhelming. When Charlie recently asked his first real question about how to handle the little pile of […]
In the News: Is it time for THE TALK? [Article by Toronto Star]
Article by Renée Sylvestre-Williams, featuring LT Wealth’s Terry Wright, for Toronto Star: To read the original article, click here. With more grown children living at home due to high costs, parents wonder if they should be asking for financial contributions to the home When RosaLee Farquharson finished college and started working, she started pitching in […]
Money Matters: Focus on What You Can Control
Cut through the noise in business and life so you can focus your time on the things that matter and are within your control.
Make a Life, Not a Living
Find a Better Career Balance Serial entrepreneur Brian Scudamore knows how easily the wheels can fall off for business owners. “My marriage was over. I was working on my first company, 1-800-GOT-JUNK? to the point of exhaustion, but it wasn’t growing. Add to that co-parenting a newborn baby, and I was on track for total […]
What is an Encore Career?
Encore Career Facts Nearly a third of Canadians return to work after retiring to “encore careers”. They decide to go back to work or take on part-time volunteer roles after retiring. The reasons to get an encore career vary. Some want to make the most of their talents; some want social interaction; still, others seek […]
How to Get Ahead in Life: 12 Tips to Achieve Success
Have you ever asked: Why can’t I get ahead in life? When you’re at a point where you feel ready to take yourself to the next level, how do you make it happen? When you want to succeed in new ways, what are the next couple of movies you must take? Here are a dozen significant ways you […]