What’s the best way to help clients’ young children save? [Article by The Globe & Mail]
Article by Deanne Gage, featuring LT Wealth’s Terry Wright: To read the original article, click here. Most clients open youth bank accounts for their kids well before they turn 18, but some parents are trying different options to teach kids about money. Terry Wright, portfolio manager with LT Wealth Management Partners at Raymond James Ltd. […]
Your House is Not an ATM
When a HELOC Makes Sense and When It Doesn’t Over the past several years, Canadians have accumulated significant home equity, particularly those who entered the housing market before the dramatic rise in property values across the country. Alongside that growth has come increased access to home equity lines of credit, better known as HELOCs. For […]
Gen Z and millennials invest differently – here’s what they’re saying [Article by Financial Pipeline]
Article by Renée Sylvestre-Williams, featuring LT Wealth’s Terry Wright: To read the original article, click here. Gen Z and millennial investors are taking their own approach to building wealth. From ETFs to ESG to digital platforms, understanding the needs of these younger generations can help advisors better serve their clients. From gold to cryptocurrencies, real […]
The Tax Refund Trap: Why Your “Big Bonus” Might Be A Bad Move [Article by VITA Daily]
Article by VITA Daily, featuring LT Wealth’s Terry Wright: To read the original article, click here. There’s a moment many Canadians look forward to every spring: logging into their tax return and seeing a big refund waiting. But while that “bonus” feels like a win, it might actually be a signal that you’ve been giving […]
RRSP or TFSA? Make Tax-Smart Decisions
With tax season underway and the March 2 RRSP contribution deadline approaching, many Canadians find themselves asking the same question: should I contribute to my RRSP, my TFSA, or both? While both accounts play an important role in long-term financial planning, they function very differently at tax time. Understanding those differences, and avoiding common last-minute […]
How to Teach Your Kids About Money [Article in Collaboration Fraiche Living]
Article by Tori Wesszer and LT Wealth’s Terry Wright, for Fraiche Living: To read the original article, click here. Most of us want our kids to grow up confident with money, but knowing where to begin can feel overwhelming. When Charlie recently asked his first real question about how to handle the little pile of […]
In the News: Is it time for THE TALK? [Article by Toronto Star]
Article by Renée Sylvestre-Williams, featuring LT Wealth’s Terry Wright, for Toronto Star: To read the original article, click here. With more grown children living at home due to high costs, parents wonder if they should be asking for financial contributions to the home When RosaLee Farquharson finished college and started working, she started pitching in […]
In the News: You want to inspire resilience: The art of making true successors out of heirs [Article by Canadian Family Offices]
Article by Renée Sylvestre-Williams, featuring LT Wealth’s Terry Wright, for Canadian Family Offices: To read the original article, click here. Teaching entrepreneurship and financial literacy can give the next gen a boost and help ensure family longevity. You might think that financial smarts are baked into the DNA of wealthy business founders and their families. […]
Parent-Child Joint Ownership of a House In Canada
Learn estate planning strategies that can help prepare you and your parents maximize family wealth while avoiding common planning pitfalls.
The Importance of Life Insurance
Life insurance not only provides peace of mind to you and your loved ones but can be an essential part of a sound financial plan.